Attention homeowners in Columbia and Richland County: Need an appraisal?
See the top seven reasons why SC homeowners use JKS Appraisal Services, Inc.:
Need help deciding the price of your home in or near Columbia, SC?
We at JKS Appraisal Services, Inc. understand the individual needs of a customer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a person not in the real estate field that most likely doesn't look at appraisals every day,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours. Need to cancel PMI?An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping clients just like you rid themselves of undesirable PMI insurance. Challenge a property tax assessmentYour local tax assessor may have your home overvalued if your house is not appreciating as much as other houses close by. This means you're going to pay higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from JKS Appraisal Services, Inc. is your number one weapon. Recently got a freeze your HELOC?If your home is close to a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. JKS Appraisal Services, Inc. can help you reinstate your home equity line of credit with efficient appraisal. Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for precision? We can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home. |